Writing Tools: The Good, the Bad, and the Ugly

I've been using Microsoft Word forever, and before that, Wordstar (yeah, long time ago). I thought I'd try something new, so I embarked on using one of the online, "webby" tools, like Zoho Writer or Google Docs.

I don't like either, but for very different reasons. Zoho is feature-rich, but clunky. Google Docs is pretty sparse and it doesn't work in some environments (not sure whether it's the firewall or something else). Should I go back to Word or should I just grunt it out and use Docs with a portable drive for writing on the road? I suppose I could always use Blogger...

And since I'll be publishing the book, Your Money Is Your Life, in eBook format, what tools converts to such easiest?

What do you suggest? What tool or tools do you use?

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